McCurdy v. Grant & Weber, Inc.

          MEMORANDUM OPINION AND ORDER

          HON. JORGE ALONSO UNITED STATES DISTRICT JUDGE

         Plaintiff Christy McCurdy brings this suit under the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., against Grant & Weber, Inc. (“G&W”). Before the Court are the parties’ cross-motions for summary judgment as well as defendant’s request for relief under 28 U.S.C. § 1927. For the reasons set forth below, defendant’s motion for summary judgment is granted, and plaintiff’s motion for summary judgment is denied. Defendant’s request for relief under § 1927 is denied.

         BACKGROUND

         Plaintiff Christy McCurdy incurred an alleged medical debt originally owed to Northwestern Medical Group. She could not pay the debt and defaulted on it.

         G&W is a collection agency that was retained to collect the debt. On September 21, 2017, G&W sent a collection letter to plaintiff conveying information about the debt, including an account number, client number, and an amount due. The heading of the letter states, in part,

GRANT & WEBER, INC.

“A Professional Collection Corporation”

Call: T. DIAZ

800-333-1656 Ext. 7719

Member of Experian

(Dkt. 69-3, pg. 2.) The letter states, in part,

Your account has been referred to Grant & Weber, Inc., in an attempt to collect the balance now.

Grant & Weber, Inc. is a debt collection agency. This is an attempt to collect a debt, by ...