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United States v. Palmer
United States District Court, S.D. Illinois
September 5, 2017
UNITED STATES OF AMERICA, Plaintiff,
MELANIE A. PALMER, Defendant.
JUDGMENT DECREE AND ORDER DIRECTING SALE OF MORTGAGED
J. ROSENSTENGEL UNITED STATES DISTRICT JUDGE
Motion for Default Judgment is pending before this Court
(Doc. 11). An order of default having previously been entered
against Defendants (Doc. 10), the Court
GRANTS the Motion for Default Judgment (Doc.
11) and FINDS:
1. The Court has jurisdiction of the parties and subject
matter of this suit.
2. The United States of America, acting through the United
States Department of Agriculture, Rural Development (formerly
Farmers Home Administration), made loans to Melanie A.
Palmer, secured by mortgages dated August 13, 1999 and
September 7, 2004 (Doc. 1-1, pp. 1-12), in the total
principal amount of $39, 000.00. The mortgages were recorded
on August 13, 1999 in Book 1343, on Pages 309 - 315 as
Document No. 169060, Saline County, Illinois, and September
14, 2004, I Book 1733, on Page 285 - 290 as Document No,
200482, Saline County, Illinois. These loans are evidenced by
promissory notes dated August 13, 1999, and September 7, 2004
(Doc. 1-1, pp. 13-19). Defendant, Melanie A. Palmer,
defaulted on the note. On June 13, 2013, the United States of
America, acting through the United States Department of
Agriculture, Rural Development, issued a notice of
acceleration (Doc. 1-1, pp. 19-23).
3. On April 21, 2017, the Court granted the government's
motion for service by publication (Doc. 7) and a Notice of
Pendency of Action was issued (Doc. 8).
4. Ms. Palmer failed to answer or otherwise enter her
appearance, and a Clerk's Entry of Default was issued on
July 11, 2017. (Doc. 10).
4. That the following is the name of a person who may have
claimed an interest in the property described above, but is
foreclosed from asserting her claim, if any, because of her
default in this action: Melanie A. Palmer
5. That by virtue of the mortgage and indebtedness thereby
secured, the plaintiff, United States of America, has a valid
and subsisting lien as follows:
Common address: 620 South Ledford, Harrisburg, IL 62946
LOT TWO (2) IN BLOCK NINE (9) OF THE HIGH SCHOOL ADDITION TO
THE CITY OF HARRISBURG, SALINE COUNTY, ILLINOIS. EXCEPT ANY
INTEREST THAT MAY EXIST IN THE COAL, OIL, GAS AND ALL OTHER
MINERALS UNDERLYING SAID PREMISES TOGETHER WITH THE RIGHT TO
MINE AND REMOVE THE SAME. PIN: 06-2-247-08
6. That by virtue of the mortgage and the indebtedness
thereby secured, as alleged in the Complaint, there is due
the plaintiff, the United States of America, as follows:
(a) For its own use and benefit for the costs of this suit
U.S. Attorney's docket and recording fees ..... $ 455.00
U.S. Marshal costs for service of summons .... ...
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