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First Bank v. Beyersdorfer

United States District Court, S.D. Illinois

February 20, 2014

FIRST BANK, a Missouri corporation, Plaintiff,
v.
E. LECHIEN, AS TRUSTEE OF STONE CASTLE LAND TRUST; SALLY A. BEYERSDORFER; and KEITH E. BEYERSDORFER, Defendants.

JUDGMENT

J. PHIL GILBERT, District Judge.

For the reasons set forth in the Court's order entered on January 28, 2014 (Doc. 43), plaintiff is entitled to Judgment on its Complaint.

IT IS THEREFORE ORDERED, ADJUDGED AND DECREED that a judgment of foreclosure and sale is hereby granted to plaintiff and against defendants, Sally A. Beyersdorfer and Keith E. Beyersdorfer, pursuant to Count I of plaintiff's Complaint.

IT IS FURTHER ORDERED, ADJUDGED AND DECREED that plaintiff shall have and recover of defendant, Sally A. Beyersdorfer, the sum of $299, 986.45 and judgment for such amount is hereby entered against her on Count II of plaintiff's Complaint. The amount of such judgment is calculated as follows:

Principal (as of 1/29/2014) $204, 942.36 Interest (as of 1/29/2014) 74, 764.45 Late Charges (as of 1/29/2014) 14, 787.84 Appraisal Fees 1, 854.00 Attorney fees (as of 9/6/2013) 2, 495.00 Costs (as of 9/6/2013) 1, 142.80 ___________ TOTAL $299, 986.45

IT IS FURTHER ORDERED, ADJUDGED AND DECREED that plaintiff shall have and recover of defendant, Keith E. Beyersdorfer, the sum of $299, 986.45 and judgment for such amount is hereby entered against him on Count III of plaintiff's Complaint. The amount of such judgment is calculated as indicated above.

IT IS FURTHER ORDERED, ADJUDGED AND DECREED as follows:

A. Unless there shall be paid to plaintiff within three months from the date this Judgment is entered the sum of $299, 986.45, together with interest thereon and advances and expenses, including reasonable attorney fees, if any, allowed to plaintiff hereafter, the interest of defendants and of anyone claiming by, through or under them in or to the mortgaged real estate shall be foreclosed and deemed terminated, and such real estate, together with all improvements thereon and appurtenances thereto, shall be sold at public sale to the highest and best bidder by the United States Marshal, or his designated agent, at such time and place as may hereafter be designated by the Marshal on request of plaintiff, on the terms and in the manner hereinafter set forth. Because none of the defendants resides on the mortgaged real estate, such real estate is not "residential" within the meaning of 735 ILCS 5/15-1219. Therefore, the applicable redemption period is the longer of six months from the date all of the defendants were served with summons or three months from date of entry of this judgment of foreclosure. The three month redemption period prescribed above is longer of those periods, in that the latest date all defendants were served with summons was April 30, 2013. The mortgaged real estate is more particularly described as follows:

LOTS 1, 2, AND 3 OF STONE CASTLE ESTATES BEING PART OF THE SOUTHWEST QUARTER OF SECTION 8, TOWNSHIP 2 NORTH, RANGE 7 WEST, OF THE THIRD PRINCIPAL MERIDIAN, CITY OF O'FALLON, ST. CLAIR COUNTY, ILLINOIS, REFERENCE BEING HAD TO THE PLAT THEREOF RECORDED IN THE RECORDER'S OFFICE OF ST. CLAIR COUNTY, ILLINOIS, IN BOOK OF PLATS 102 ON PAGE 33.
EXCEPT COAL, GAS AND OTHER MINERAL RIGHTS EXCEPTED OR RESERVED IN PRIOR CONVEYANCES.
SITUATED IN ST. CLAIR COUNTY, ILLINOIS.

B. Plaintiff shall give notice of the sale by publishing a notice in the form set forth in Exhibit A hereof in a secular newspaper circulated to the general public in St. Clair County, Illinois, in the section of that newspaper where legal notices are commonly placed and also in the section of that newspaper where real estate other than real estate being sold as part of legal proceedings is commonly advertised for sale to the general public. The legal description of the premises may be omitted from the notice published in the section of the newspaper where real estate not being sold as part of legal proceedings is commonly advertised for sale. The Notice of Sale shall be published in such newspaper at least four (4) consecutive calendar weeks, once in each week, the first such notice to be published not more than forty-five (45) days prior to the date of sale and the last notice to be published not less than seven (7) days prior to the date of sale. No other notice, including posting, shall be required. In the event of adjournment of the sale, notice of the adjourned sale shall be given as directed by the Officer conducting the sale at the time of any such adjournment.

C. The person named in the Notice of Sale to be contacted for information about the property to be sold shall not be required to provide any information other ...


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