MILTON I. SHADUR, Senior District Judge.
John Keefe, Sr., Betty Anne Keefe and John Keefe, Jr. (collectively "Keefes") have filed their Answer and Affirmative Defense ("AD") to the Complaint brought against them by FirstMerit Bank, N.A. ("FirstMerit"). This memorandum order is issued sua sponte to address two problematic aspects of that responsive pleading.
First, Keefes' counsel is simply wrong in failing to respond to Complaint ¶6 on the premise that the allegations there "constitute a legal conclusion." In that respect, see App'x ¶2 to State Farm Mut. Auto. Ins. Co. v. Riley , 199 F.R.D. 276, 278 (N.D. Ill. 2001). Answer ¶6 is accordingly stricken, but with leave granted to admit the allegation in Complaint ¶6 (clearly no other response would be tenable) on or before June 17, 2013.
As for A.D. 1, it seeks to point to Illinois law as requiring that an action based on a guaranty cannot be pursued in a mortgage foreclosure action, so that this Court purportedly does not have subject matter jurisdiction over John Keefe, Jr. But whether or not Illinois law so provides,  this is a federal court, with the permissible joinder of parties and claims being defined by the Federal Rules of Civil Procedure and by 28 U.S.C. §1367(a) and (b). Accordingly A.D. 1 will ...