The opinion of the court was delivered by: Herndon, Chief Judge:
JUDGMENT DECREE AND ORDER DIRECTING SALE OF MORTGAGED PROPERTY
On February 13, 2012, the United States of America ("USA") commenced the above-captioned mortgage foreclosure suit against the Estate of Michael A. Polcyn Jr., deceased a/k/a Michael Albert Polcyn, Jr., Unknown Heirs and Legatees of Michael
A. Polcyn, Jr., Deceased, Unknown Owners, and Non-Record Claimants. The parcel of property in question is located in Louisville, Illinois, which lies within this Judicial District. Defendants were properly served herein but failed to move, answer, or otherwise plead in response to the complaint. Based on that failure, the USA secured the Clerk's entry of default on April 25, 2012, pursuant to Federal Rule of Civil Procedure 55(a).
Now before this Court is the USA's motion for default judgment under Rule 55(b). Having carefully reviewed the record, the Court GRANTS the motion for default judgment (Doc. 9), after FINDING as follows:
1. This Court has jurisdiction of the parties to and subject matter of this suit. Defendants were properly served and having failed to answer or otherwise enter any appearance herein, are properly defaulted.
2. The USA, acting through the Rural Housing Service or successor agency, United States Department of Agriculture, made a loan to Michael A. Polcyn, Jr., secured by a mortgage dated January 15, 1999 (Exh. A of the complaint), in the total principal amount of $36,000.00. The mortgage was recorded on January 15, 1999 in Mortgage Record as Document No. 125,653, Clay County, Illinois. The loan is evidenced by a promissory note dated January 15, 1999 (Exh. B). Defendant, Michael A. Polcyn, Jr., defaulted on the note. On October 31, 2011, the USA, acting through the United States Department of Agriculture, Rural Development, issued a notice of acceleration (Exh. C). The property has been abandoned as set forth in the affidavit of abandonment (Exh. D) dated January 26, 2012.
3. The following persons may have claimed an interest in the above described property, but are foreclosed from asserting their claim, if any, because of their default in this action: Estate of Michael A. Polcyn Jr., Deceased a/k/a Michael Albert Polcyn, Jr., Unknown Heirs and Legatees of Michael A. Polcyn, Jr., Deceased, Unknown Owners, and Non-Record Claimants.
4. By virtue of the mortgage and indebtedness thereby secured, the USA has a valid and subsisting lien as follows:
Common address: 355 South Church Street, Louisville, Illinois 62858 65 feet of even width off of the South end of the west Half of Lot Number 76, and 67 feet of even width off of the South end of the East Half of Lot Number 76 in the First Addition to the village of Louisville, Clay County, Illinois Excepting all oil, gas and minerals underlying said premises heretofore excepted, reserved or conveyed of record together with the right to mine and remove the same and all rights and easements in favor of the estate of said coal, oil, gas and other minerals, if any, as to all aforementioned property(ies). Property ID# 06-23-305-133
5. By virtue of the mortgage and the indebtedness thereby secured, as alleged in the complaint, the following amounts are due to the USA:
(a) U.S. Attorney's docket and recording fees. $388.00 Fee to publish notice of pendency of action $1,260.00
Title expenses $300.00 TOTAL $1,948.00
(b) For the use and benefit of the USA, holder of the note secured by the mortgage aforesaid, but subject and subordinate to the lien for payment of the items mentioned in subparagraph (a) of this paragraph: Unpaid principal balance. . . . ......... $31,058.44 Subsidy recapture paid............... $10,100.00 Accrued interest at $5.2495 per day due and unpaid as of May 2, 2012. . . . ......... $1,605.04 Total amount due USA as of May 2, 2012, exclusive of foreclosure costs. ......... $42,763.48
(c) In addition, the USA may be compelled to advance various sums of money in payment of costs, fees, expenses and disbursements incurred in connection with the foreclosure, including, without limiting the generality of the foregoing, filing fees, stenographer's fees, witness fees, costs of publication, costs of procuring and preparing documentary evidence and costs ...